At your service for:
Group Medical
Group Dental
Group Life/AD&D
Group Disability
Individual Medical
Individual Life
Group Quote Request Health Care Reform Main: 979.694.6900 Toll Free. 800.725.0345 Fax. 979.694.6922 info@bcins.net
FAQS
Health Care Reform
HEALTH CARE REFORM RESOURCES LINKS GOVERNMENT LINKS HealthCare.gov U.S. Department of Health & Human Services Department of Labor IRS Small Business Health Care Tax Credit Texas Department of Insurance CARRIER LINKS Aetna Blue Cross Blue Shield Humana Scott & White United Healthcare OTHER LINKS Proskauer Health Care Reform Taskforce Press Releases DOCUMENTS TO VIEW OR DOWNLOAD Health Reform_DPC Implementation Summary.pdf Health Refor ...
COBRA & ARRA
COBRA The Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1986 is a complex law with unique administrative challenges for employers. Severe penalties for non-compliance place employers at risk if they are unable to manage the administrative process in accordance with ever-changing COBRA regulations. Brown & Company does not administer COBRA and strongly recommends that all our clients outsource COBRA administration to minimize their potential financial and legal liability due t ...
Medicaid & CHIP
Texas Medicaid and CHIP Click the following link for an ovverview of the Children's Health Insurance Program Reauthorization Act of 2009 (CHIPRA). Medicaid and the Children's Health Insurance Program (CHIP) offer Free or Low-Cost Health coverage to children and families. In some states, including Texas, you may also be eligible for assistance paying premiums for the health plan offered by your employer. In Texas, call 1.800.440.0493 to determine how to qualify or visit www.geth ...
Eligibility Notifications
TIMELY ELIGIBILITY PROCESSING Timeliness in adding and terminating employees is essential. All eligible employees/dependents must be added to the Employer's health insurance plan(s) within 31 days of their eligibility date. Texas Senate Bill 51 requires the premium to be paid for a member & dependents until the end of the month in which the Employer notifies the carrier of the termination. Since 2005, retroactive terminations have not been allowed by carriers due to this gover ...
CMS Reporting
The Centers for Medicare & Medicaid Services (CMS) require most Plans to perform the following functions annually. We are providing this information as a reminder.Disclosure to Medicare Eligible ParticipantsYou must disclose to all Medicare eligible participants and their dependents who are covered under your Group Health Plan whether the prescription drug coverage provided by the Plan is Creditable or Non Creditable.This disclosure must be made by the middle of November, so that those parti ...